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Bárbara Caetano

Com 18 anos de experiência na banca e 7 anos como consultora imobiliária, trago uma bagagem sólida e um conhecimento profundo do setor financeiro e imobiliário.
Hoje, como intermediária de crédito, coloco toda essa vivência ao seu serviço, mas com uma convicção maior do que nunca: o centro de qualquer processo são as pessoas. Acredito no valor das relações humanas e num acompanhamento personalizado, onde cada cliente é único e tratado com a proximidade e a dedicação que merece para realizar o seu projeto de vida.

919779051
bcaetano@maxfinance.pt

Free assessment

No obligation

Tailored support

Authorised intermediary

Guided end to end

How the process works

A clear, transparent process, step by step.

  1. Get in touch
    The client submits a request for an assessment or speaks directly with an adviser.

  2. Review of your situation
    The adviser assesses your objectives, income, existing commitments and overall circumstances.

  3. Comparison of options
    We review the options available across our partner lenders.

  4. Support through to approval
    You receive help with documentation, answers to your questions and guidance at every stage until approval.

Testimonials

Boa tarde,
Relativamente ao serviço prestado, gostaria de manifestar a minha satisfação com o acompanhamento que nos foi dado durante todo o processo de crédito habitação.
A intermediária Bárbara demonstrou sempre profissionalismo, disponibilidade e dedicação, esclarecendo as nossas dúvidas e acompanhando-nos em todas as etapas do processo.
Apesar dos desafios que surgiram ao longo do caminho, sentimos que tivemos o apoio necessário para encontrar a melhor solução para a nossa situação, o que culminou na concretização da compra da nossa habitação.
Agradecemos todo o apoio prestado e a forma como o processo foi conduzido.
Com os melhores cumprimentos,
Damaris Simões

Damaris Araújo Simões

A minha experiência com a MaxFinance foi muito positiva. Apesar de o processo não ter sido dos mais fáceis, graças ao empenho, dedicação e profissionalismo da gestora de crédito, tudo acabou por se resolver da melhor forma. Acompanhou-me sempre com disponibilidade, esclareceu todas as dúvidas e nunca desistiu de encontrar a melhor solução. Recomendo a MaxFinance pelo excelente apoio e compromisso com os seus clientes.

Carlos Gil

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Perguntas Frequentes

Is there any cost to me?

No. Assessing your situation, comparing offers and supporting you through to completion are all provided at no cost to you.

If the service is free, how is the adviser paid?

Your adviser is paid by the lenders we work with, never by you. Maxfinance is a credit intermediary authorised by Banco de Portugal and has a legal duty to act in your best interest. Full details on how we are remunerated are set out in our Information Duties, available in the site footer.

What happens after I submit a request?

Your adviser will get in touch to understand your situation and your objectives. From there, they will explain the options available to you and the next steps. Submitting a request involves no obligation: you only decide whether to proceed once you have seen the offers.

I already have an offer from my bank. Is it still worth speaking to you?

Yes. Your adviser can review the offer you already have and compare it with what is available from other lenders. That way you decide with more information, whether that means going ahead with your current offer or choosing a different one.

Which banks do you work with?

We work with a range of lenders operating in Portugal. This means we can compare offers and find the option best suited to your profile, rather than being limited to the terms of a single bank.

What documents do I need to prepare?

At first, all you need to do is speak to your adviser. As the process moves forward, you will usually be asked for proof of identity, proof of income (payslips and your IRS tax return), bank statements and your Banco de Portugal credit liabilities report. Your adviser will tell you exactly what is needed in your case.

How long does the process take?

It depends on each case: how quickly the documents are submitted, the property valuation and the lenders’ response times. After the initial review, your adviser will give you a realistic estimate and will follow each stage to avoid delays.

Want to understand which is the best solution for your case?

Talk to Bárbara Caetano and ask for a free analysis, with no commitment.

Request a free analysis